‘FinTech’ Companies Are the ‘Wild, Wild West’ When entrepreneurs and policymakers interested in diversity gathered in Washington on Tuesday, they talked about computer technology — and about how people of color should be using it not just to send tweets and watch videos, but also to make money. They discussed “FinTech,” shorthand for “financial technology,” and it was presented as a way for African Americans, in particular, to recoup losses from the recession of 2008 and 2009, from mortgages that went underwater and from other business setbacks. Just last month, Seaway Bank and Trust, for decades the largest black-owned bank in Chicago, was shut down by regulators, leaving just one black-owned bank in the city. Other African American investors could not be found to save it, and an Indian American-owned company took it over. The development, considered symptomatic of a larger trend, hardly made news outside of Chicago. Kelvin Boston, … [Read more...] about ‘FinTech’: A Way to Make Money From Mobile?
21st mortgage used mobile homes
Nearly four years ago, the Federal Emergency Management Agency (FEMA) selected the GreenMobile project for its Alternative Housing Pilot Program. The design for GreenMobile, a prefabricated home with energy efficient, green features, came from Michael Berk, recently named director of the School of Architecture at Mississippi State University. Out of 29 submissions, Berk’s project was ranked first by judges. The grant was $5.9 million. In 2007, GreenMobile was awarded by the U.S. Environmental Protection Agency for its Lifecycle Building Challenge, a competition that recognized cutting edge green building ideas. So I was surprised to learn, when I recently talked with Berk, that his project never saw the FEMA money, and despite interest from potential users around the country, he has yet to find a manufacturer to prototype his design. An edited version of our conversation is below. You designed a sustainable mobile home and received some FEMA funding several years ago. … [Read more...] about Does the mobile home industry care about being green?
New Zealand's Inland Revenue Department is seeking data specialists to help prepare its data for migration ahead of the tax office's NZ$1.5 billion, 10-year transformation. A tender released this week says successful delivery of each of the four stages of IRD's transformation will rely on having the appropriate data available to support new technology systems. "Successful migration of data from existing systems to the new solutions will be critical to the success of Transformation, as well being one of the key risks that will need to be addressed," the document says. The first stage, now in planning, is enabling secure digital services and includes boosting self-service and cutting the required number of customer contacts and processing. "A critical component of any successful data migration effort is a comprehensive preparatory effort that will examine and clean likely required data structures. This will minimise errors and churn for future system migration" the tender says. … [Read more...] about Data quality a ‘key risk’ for IRD’s $1.5b transformation
Previously on The CRM Watchlist… And the Winners of the CRM Watchlist 2014 are.... CRM Watchlist 2014: Winner of Lifetime Achievement - Amazon CRM Watchlist 2014: For the 1st time ever: The Watchlist Elite, Part I CRM Watchlist 2014: For the 1st time ever: The Watchlist Elite, Part II CRM Watchlist 2014: For the 1st time ever: The Watchlist Elite Part III CRM Watchlist 2014: Upgraded to a Suite Part I CRM Watchlist 2014: Upgraded to a Suite Part II CRM Watchlist 2014: Customer Engagement Hottest Market There is NO question that for the last 3 years that marketing and marketers have jumped full bore into the 21st century. Gartner forecasts a $4.28 billion market by 2016. Additionally, TechNavio's analysts forecast the Global Digital Marketing Software market to grow at a CAGR of 14.25 percent over the period that began in 2012 and ends in 2016. That’s a pretty significant rate of growth, except, honestly, I have to question a report … [Read more...] about CRM Watchlist 2014 Winners: Going Marketing
Blockchain isn't a household buzzword, like the cloud or the Internet of Things. It's not an in-your-face innovation you can see and touch as easily as a smartphone or a package from Amazon. But in a world where anyone can edit a Wikipedia entry, blockchain is the answer to a question we've been asking since the dawn of the internet age: How can we collectively trust what happens online? Every year we run more of our lives—more core functions of our governments, economies, and societies—on the internet. We do our banking online. We shop online. We log into apps and services that make up our digital selves and send information back and forth. Think of blockchain as a historical fabric underneath recording everything that happens—every digital transaction; exchange of value, goods and services; or private data—exactly as it occurs. Then the chain stitches that data into encrypted blocks that can never be modified and scatters the pieces across a worldwide network … [Read more...] about Blockchain: The Invisible Technology That’s Changing the World